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Before the current pandemic restricted such activity, one of my favorite pastimes was to attend live concerts, particularly of those who know how to sing and play real, bona fide, two-steppin’, country music. Other than Nashville, Texas is probably the most important historic center of count…

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One of our home visits this week is a prime example of the heart and core of Love INC’s mission. An elderly client filled out an application with several needs. When we first met him, his overall outlook came across as negative. However, by taking a little time to listen, we found that the s…

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Everyone knows that a dollar can be earned, inherited, lost, squandered, invested and transferred. But who determines how much it is worth? There are several articles on the subject. One good article was published by The Balance. The starting point is “The value of money is determined by the…

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Dear Dave: What would be your advice for someone who is renting an apartment but has never rented before? I’m 16, and I’m trying to create a plan for when I get out on my own in a couple of years. I’ve never had any debt, and don’t have a credit score. Is it going to be hard to find a place …

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After weeks of isolation, I was spending a few days at the lake with my friends, Becky and Gaye. On our last day together, we bobbed around the water on floats, enjoyed an afternoon in a quaint downtown square and had a scrumptious dinner. It was the perfect relaxing day with friends. To cap…

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Railroads, if you ask me, were the most consequential economic and technological innovation in American history, and without a doubt were the most important component in aiding the expansion of the U.S. across the middle of the North American continent. The railroad provided relatively cheap…

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Love INC’s annual Back to School event will happen. Applications are now online on our website, loveincnac.org. The deadline for applications is July 31. Due to unforeseen changes and concerns over the COVID-19 virus, this year we are modifying the event, as we still want to serve as many ch…

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Dear Dave: Last year I got a divorce. I’m 32, a teacher and a single mom. I’m on Baby Step 2 right now, and I was wondering about life insurance. My son is only 2, and if something happened to me, he would go to his father. His dad is in good shape financially and responsible with money, so …

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For those interested in the national debt (the amount of the debt owed by the U.S. government), the U.S. Debt Clock now shows this amount to be in excess of $26 trillion and climbing. According to the website “How Stuff Works,” our ability to comprehend values decreases as numbers grow large…

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