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Many of you may have read the title and thought, “Texas in the American Revolution? Wait, the Revolution involved the original thirteen colonies, and Texas was not one of those. Texas was also a part of the Spanish North American Empire, so how could it have participated in the American Revo…

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The response from our local employers has been a grateful attitude as having to lay off their employees is heart wrenching. The second statement the employer says to the employee is go to Love INC as the community may be able to help you though Love INC. As we have been faced with such uncer…

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Dear Dave,: Should you still pay debts that are in collections, even if they have been dropped from your credit report? The one in question is from 2011, and I assume it isn’t showing on the credit report anymore because it’s nine years old. — Sam

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The expression, “The Devil is in the Details,” applies to the laws and regulations that deal with the coronavirus pandemic. This is the first in a series of articles that will attempt to explain, as information becomes available, the mechanics of the coronavirus laws and regulations that hav…

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In this ever changing world with its overabundance of opinions not necessarily based upon fact, particularly in times of crisis, it is sometimes beneficial to revisit a subject as important as insured deposit accounts with factual information. This article will deal primarily with deposits w…

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Who would have guessed that deciding whether to go to my hair appointment would feel like a life or death decision? But these days, when an invisible virus lurks like the grim reaper, where we go and who we see could cost us, or someone we love, their lives.

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According to the Federal Bureau of Investigation, “Identity theft” is also referred to as “Impersonation Fraud.” This scam is increasing at a rapid rate particularly during this time of the coronavirus dilemma. Identity theft occurs when someone assumes your identity in order to commit a cri…

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The coronavirus pandemic has adversely affected two essential areas: health and financial. This article is related to the adverse effect experienced in the financial area. Some may find this article somewhat complex, but it does contain some important facts relevant to the financial well-bei…

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When spring finally come to Texas many of you, like me, begin to think of our state’s colorful wildflowers. There may be nothing more beautiful than to see a Texas field exploding with the spectacular colors of those flowers. All our state’s flowers are gorgeous, but any Texan worth their sa…

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Dear Dave: I went through a divorce a couple of months ago, and I’m not sure what to do next. I received custody of our kids, ages 13 and 15, plus I have a good job and I got the house in the settlement. It’s a nice, simple home, but it’s paid for and worth about $200,000. I receive $1,400 a…

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