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Dear Dave: My husband and I are debt-free. We are in our mid-20s, we also have a full emergency fund and we each have 401(k) plans with our employers. Currently, we are looking at life insurance. We do not plan on having children, so what length term policies would you suggest for a couple i…

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Dear Dave: My wife and I just bought a new home, and we only need one or two more things to furnish the living room. Over the weekend, we found a couch and love seat set we both like for $3,000. The owner of the store said he would take 15% off the price if we get a store credit card and pay…

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As part of its goal to provide expert economic research, analysis and consulting services in the East Texas region and beyond, Stephen F. Austin State University’s Rusche College of Business has established the Center for Business and Economic Research.

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Dear Dave: My husband and I have always gotten by. We both make about $40,000 a year, we each turned 50 last month, and we only have a little bit of debt. Recently, my mother-in-law moved in with us due to health issues.

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The faculty and administration of James. I Perkins College of Education at Stephen F. Austin State university was honored this week during a ceremony at Citizens 1st bank.

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Dear Dave: How do you know if a will or a trust is best for you? — Monica

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Dear Dave: My husband and I are retired. I receive a small pension, and we are both on Medicare and Social Security. We have about $25,000 left to pay on our mortgage, along with a second mortgage of $18,000. These are our only debts. We also have a nest egg of $30,000 set aside, and a small…

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