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Dear Dave: Earlier this month, my husband and I both were laid off from our jobs within a few days of each other. The layoffs were not our fault. The company is letting several people go as a cost-cutting measure.

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Dear Dave: Our next-door neighbor was an older single man with no family, and my wife and I always tried to look out for him and help with things. He died recently, and in his will, he left us his home, his car and the money he had in his bank account.

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Dear Dave: My husband co-signed a loan for an old girlfriend four years ago. Apparently, she hasn’t made a payment in almost two years, and a collection agency called him last week wanting the balance of $3,000. We make about $80,000 a year combined, and an attorney we spoke with recommended…

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Dear Dave: Is it even worth it to buy a house these days? I’ve always been told buying a house is the adult thing to do and that it’s a great investment, but I can’t find anything decent and livable in my area for less than $350,000. My wife and I are debt-free, and we’re expecting our first…

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Dear Dave: I use a debit card for all my regular, day-to-day purchases. However, I use a credit card for plane tickets, big ticket items or when I shop online because someone told me it’s easier to dispute purchases when they’re made with a credit card. Are you putting your checking account …

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Dear Dave: My mom took out a Parent PLUS loan in 2009 to help pay for my college education. I also took out $70,000 in student loans myself. My mom never made a payment on the loan she took out for me, and now the amount due on the Parent PLUS loan has ballooned to $100,000.

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