Dear Dave: My fiancée and I want to make an offer on a house. She has a lot of late payments and a bad credit record, though, but she is working hard to manage her money better and get out of debt. I don’t make enough money to get a home loan by myself, and I have some debt to pay off, too. …
Dear Dave: A friend recently mentioned something called impact investing to me. What exactly is this? How do impact investment funds perform, and what do you think about them? — Carson
A Houston-based liquor and specialty foods shop on the north end of town opened Friday, according to company officials at Spec’s Wines, Spirits & Finer Foods.
Dear Dave: I have a question about self-banking with whole term life insurance. The way I understand it, you can accrue a cash balance, borrow against it, and then pay interest to yourself. Is this worth it, or should I stay away from it and continue using a bank? — Kunal
Dear Dave: My wife and I are in our late 20s, and we’re on Baby Step 6. Recently, my mom reached out to me for help. She has a car lease that ends next month, and she asked to borrow $2,000 so she can pay it off. It’s a weird situation, because my parents keep separate accounts and don’t com…
Dear Dave: I’m 22, and I just recently graduated from college. I’m lucky enough to be walking into a job making $60,000 a year with a company I interned with during school, and I’ll be living with parents for the next few months.
Dear Dave: I’m 19, and I’m about to finish up my first year of community college. I have enough money through scholarships and help from my family to get a bachelor’s degree. After that, I plan on going to law school and cash flowing that part of my education.
Dear Dave: Recently, I made a claim on my homeowner’s insurance for hail damage. It was my first claim ever. Since I’m retired and completely debt-free — including my home — and have more than $1 million in the bank, is homeowner’s insurance still a good idea?
The board of Nacogdoches Memorial Hospital almost immediately went behind closed doors Tuesday to discuss its potential partnership with The Lion Star Group, LLC and the search for a new top administrator for the hospital district.